1
Identify the Dispute
You and your insurer disagree on scope or price. Appraisal resolves the differences regarding the amount of loss—that’s it.
Fast. Fair. Finally.
We help reach a fair settlement—without the confusion and delay.
How the Appraisal Process Works
When price is the dispute, appraisal provides a neutral, structured path to resolution.
2
Each Side Picks an Appraiser
Both parties select a qualified appraiser. We act as your independent expert to evaluate scope and pricing.
3
Claim Review
Your appraiser reviews all claim documents, inspections, and photos, and gathers any additional information or expert reports needed to support an accurate valuation.
4
Agree or Go to an Umpire
Appraisers compare findings and work together to determine the proper value of the project. If they can’t agree, a neutral umpire is chosen to make the final call.
5
Binding Award
After both parties reach an agreement, the final award sets the amount of loss.
6
Resolution
Both parties agree to the settled amount, payment is made to the client, and the project is able to proceed.
Evidence-Based Scopes
Clear, defensible, settlement-ready
Scopes grounded in restorative construction and current pricing—not fluff.
- Line items tied to photos, codes, and manufacturer guidance
- Current assemblies and pricing (Xactimate) with notes where needed
- Mitigation → moisture mapping → build-back continuity
- Organized for fast carrier review and easier agreement
Estimate Clarity
Transparent quantities, clear assumptions, and no padding—built the way adjusters and contractors work.
- Readable structure with sections, assemblies, and supportive notes
- Photos and annotations that match line items
- Assumptions and exclusions called out up front
Frequently Asked
Is appraisal the same as a public adjuster?
No—appraisal determines the amount of loss. It doesn’t decide coverage. A public adjuster represents you on coverage and settlement; appraisal is a dispute-resolution clause focused on price.
How long does it take?
It varies by complexity and scheduling. The structured, deadline-driven process typically moves claims faster than open-ended negotiations.
What does AppraSure do for me?
We bridge construction expertise and insurance requirements—producing clear, defensible documentation that stands up to scrutiny and speeds resolution.
Ready to move forward?
We’ll review your file and help you set a straighter path to a fair outcome.
Start Your Case